Behind on payments or facing foreclosure
Received a 90-day notice, a summons, or a settlement conference date? Selling before the auction can protect your equity and your credit.
NYC cash home buyers · Est. 2026
Sell your house as-is. Get a cash offer in 24 hours.
We buy houses in all five boroughs, Long Island and Westchester. Skip the repairs, showings and agent commissions. Pick your closing date and walk away with cash.
- No repairs or cleaning
- No commissions or fees
- Close in as little as 14 days
- Tenants, liens & violations OK
Prefer to talk? Call or text(347) 555-0199
$0Commissions, fees or repair costs
24 hrsTo a written cash offer
14 daysFastest typical closing, or later if you need it
6 areasFive boroughs plus Long Island & Westchester
How it works
Three steps from first call to closing
No listing, no open houses, no waiting on a buyer's bank. You stay in control of the timeline the whole way.
- Day 1
Tell us about the house
Fill out the form or call. We'll ask about condition, occupancy and your timeline. Ten minutes on the phone is usually enough.
- Day 1–2
Get a written cash offer
We do a quick walkthrough (in person or by video), then send a written, no-obligation offer. We'll show you how we got to the number.
- Day 14 or your date
Close and get paid
Your attorney reviews the contract. We close at a licensed title company and you get paid by wire or certified check. Take what you want and leave the rest.
Who we help
Homeowners in tough spots, and houses nobody else will buy
Most of the sellers we work with are dealing with at least one of these. You don't have to explain everything up front. Just tell us what's going on.
Inherited or probate property
We work with executors, administrators and heirs, and can wait for Letters Testamentary or close quickly once the Surrogate's Court clears the sale.
Tired landlords and problem tenants
Non-paying, holdover or rent-stabilized tenants don't scare us. We buy occupied one-to-four family homes and small buildings.
Major repairs or damage
Fire, flood, mold, roof leaks, foundation cracks, hoarding, or a house stuck mid-renovation. Leave it exactly as it is.
HPD, DOB and ECB violations
Open violations, stop-work orders, illegal conversions and unpaid fines can usually be settled out of the proceeds at closing.
Tax liens and water bills
Property on the NYC lien sale list, or unpaid property tax and water/sewer charges? We pay them off at closing.
Divorce or separation
A fast, clean sale with a clear number makes it easier to split proceeds and move forward.
Relocating or downsizing
Moving for work, retiring, or moving in with family. Close on the date that fits your move.
Vacant or abandoned houses
Empty houses attract break-ins, squatters and fines. We buy vacant property quickly, even if it's been empty for years.
Facing foreclosure? Know your options first.
You may qualify for a loan modification, forbearance or other help. Free counseling is available from HUD-approved housing counselors and the New York State Homeowner Protection Program at 1-855-466-3456. If selling is your best path, we'll give you a straight answer and a real offer, never an up-front fee.
Cash offer vs. listing
What selling to us looks like next to a traditional sale
Listing with an agent can get you a higher sticker price on a house in great shape. For everything else, here's the trade-off.
| ReadyOffer Homes | Listing with an agent | |
|---|---|---|
| Commissions | None | Typically 5–6% of the sale price |
| Repairs & cleanup | None. We buy as-is | Often needed to sell or pass inspection |
| Showings & open houses | One walkthrough | Weeks or months of showings |
| Buyer financing risk | Cash. No mortgage contingency | Deals fall through when loans are denied |
| Time to close | As little as 14 days, or your date | Usually 60–120+ days in NYC |
| Tenants, liens, violations | We handle them | Can scare off or delay buyers |
| Closing costs | We pay the customary seller costs we agree to in writing | Seller usually pays transfer taxes, attorney & concessions |
Net proceeds calculator
Compare what you'd actually take home
The listing price isn't what lands in your account. Plug in your own numbers to see a rough side-by-side.
Listing with an agent
Sale price
Commission (5%)
NYC + NYS transfer tax
Buyer concessions (2%)
Seller attorney
Repairs
Carrying costs
Estimated net
Selling to ReadyOffer Homes
Cash offer
Commission, repairs, concessions$0
Estimated net
Where we buy
We buy houses across New York City and the suburbs
Single-family homes, two- to four-family homes, mixed-use buildings, condos, co-ops and vacant lots. Pick your area for local details.
BX
The Bronx
Riverdale, Kingsbridge, Pelham Bay, Throgs Neck, Morris Park, Parkchester and more
See Bronx details →BK
Brooklyn
Bedford-Stuyvesant, Crown Heights, Flatbush, East Flatbush, Canarsie, East New York and more
See Brooklyn details →Q
Queens
Jamaica, South Ozone Park, Richmond Hill, Queens Village, Cambria Heights, Laurelton and more
See Queens details →M
Manhattan
Harlem, East Harlem, Washington Heights, Inwood, Hamilton Heights, Morningside Heights and more
See Manhattan details →SI
Staten Island
St. George, Stapleton, Port Richmond, Mariners Harbor, West Brighton, New Brighton and more
See Staten Island details →LI
Long Island & Westchester
Hempstead, Uniondale, Freeport, Elmont, Valley Stream, Roosevelt and more
See Long Island & Westchester details →Property types we buy: detached and attached homes, brownstones and row houses, 2–4 family homes, small multifamily (5–20 units), mixed-use storefronts, condos, co-ops (board permitting) and land.
Reviews
Google
What sellers say about us on Google
Sold your house to ReadyOffer Homes?
Your review helps other New York homeowners decide who to trust. It takes about a minute on Google, and we read every one.
Leave us a Google review
Get your offer
Tell us about the property. We'll do the rest.
The more we know, the more accurate your first offer will be. Nothing here commits you to anything.
- A real person calls you back within one business hour
- Written cash offer, usually within 24 hours
- We show you the numbers behind the offer
- You choose the closing date, from 14 days to a few months
- No pressure, no obligation, no fees
Or call or text (347) 555-0199, Mon–Sat 8am–8pm.
FAQ
Questions sellers ask us
Are you real estate agents?
No. ReadyOffer Homes is a real estate investment company. We make offers to buy property directly, so there's no listing agreement and no commission.
In some cases we assign our purchase contract to another investor or partner before closing instead of taking title ourselves. If that happens, we tell you in writing, and your price and terms do not change.
How do you come up with your offer?
We start with what the house would sell for after it's fully renovated (the after-repair value, or ARV), based on recent nearby sales. Then we subtract the cost of repairs, our closing and holding costs, and a margin that makes the project worth the risk.
We'll walk you through those numbers. If our offer doesn't work for you, there's no obligation and no hard feelings.
Do I pay any fees or commissions?
No. There are no commissions, no service fees and no charge for the offer. We agree in writing which closing costs we'll cover. You should still hire your own real estate attorney, which is standard in New York.
How fast can you close?
When the title is clear, we can usually close in about 14 days. Estates, liens or tenant situations can take longer. If you need more time to move, you can pick a later date.
Can you buy my house if it's in foreclosure?
Often, yes, as long as the sale closes before the auction date and the proceeds cover what's owed, or the lender approves a short sale. New York requires a settlement conference in most residential foreclosures, which can give you time.
Before you decide, we encourage you to speak with a free HUD-approved housing counselor or the NYS Homeowner Protection Program at 1-855-466-3456. Legitimate help never requires an up-front fee.
What if the house has tenants?
We buy occupied properties all the time, including homes with rent-stabilized, month-to-month or non-paying tenants. You don't need to evict anyone before selling to us.
What about violations, liens or unpaid taxes?
Open HPD, DOB and ECB violations, property tax and water/sewer arrears, and most judgments can be paid off from the sale proceeds at closing. Our title company will find everything recorded against the property, so there are no surprises.
I inherited the house. Can I sell before probate is finished?
You can usually sign a contract once the executor or administrator has been appointed by the Surrogate's Court. We can wait for the paperwork, work with your estate attorney, and buy the house with everything still inside.
Do I need to clean out or repair anything?
No. Take what you want and leave the rest. We buy houses as-is, whatever the condition.
Am I obligated if I request an offer?
No. Requesting an offer is free and doesn't commit you to anything. You only commit if you sign a purchase contract, after your attorney has reviewed it.
Is my information kept private?
Yes. We use your information only to evaluate your property and contact you about it. We never sell your personal information. See our Privacy Policy for details.
For investors
Cash buyer? Get our off-market deals first.
We send discounted NYC and Long Island properties to our buyers list before anyone else sees them. Tell us what you buy and where.